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Get CFO-style analysis of your financial statements from AI and build an agent for routine accounts payable
Anthony Qaiyum, owner and president of Merz Apothecary, a 151-year-old family store in Chicago (60+ employees), in written testimony to the U.S. House Small Business Committee
He securely uploads the company's financial statements to Claude or Gemini and asks for analysis of cash flow, inventory investment, operating expenses, payroll trends and potential financial risks. The team is also building an AI agent to handle routine accounts payable so that employee can work on strategic problems.
From $4.99/mo (checked prices)
Medium · or we do it from $149/mo
Claude, Google Gemini
The problem
Like many small businesses, Merz can't afford a full-time CFO, and routine accounts payable work takes one employee more than 20 hours a week.
What happened
Self-reported: he gets 'a thorough analysis' of the statements without a CFO on staff. The accounts payable agent was still being built at the time of the testimony, so no time savings are reported yet.
Quoted in the source: Anthony Qaiyum, owner and president, Merz Apothecary. Source: Testimony of Anthony Qaiyum to the House Small Business Committee, 'AI on Main Street' (2026-07-14) · Added 2026-10-14. Results as reported by the source; we haven't independently verified them.
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How to set it up yourself
- Export your P&L, balance sheet and cash-flow statements for the last 12 months.
- Use a business plan of the AI tool that does not train on your data, and remove account numbers.
- Ask for cash flow, inventory, expense, payroll and risk analysis, and check the numbers against your books.
- For accounts payable, start by having AI match invoices to POs and draft payments for a person to approve.
Copy-paste prompt
Attached are our last 12 months of financial statements for a retail business. Act as a part-time CFO: analyze cash flow, inventory investment, operating expenses and payroll trends, list the three biggest financial risks, and show the figures you used for each point.
Tools used
Claude
AI assistant for writing, long documents, analysis and coding help.
From $17/mo billed annually ($20 monthly) (checked 2026-10-13)
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Google Gemini
Google's AI assistant, integrated with Gmail, Docs and Workspace.
From $4.99/mo (Google AI Plus) (checked 2026-10-13)
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Checked prices: Claude: from $17/mo billed annually ($20 monthly) (verified 2026-10-13) · Google Gemini: from $4.99/mo (Google AI Plus) (verified 2026-10-13)
Rather not do it yourself?
We'll set this up in your tools, in your voice, tested. $149/mo with setup included (6-month minimum), or $497 pay-once. Satisfaction guarantee: we'll fix it until it works, or refund your setup fee. Terms. We reply within 1 business day.
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